Retirement Services

At HSBC we provide retirement plan investments and services to employers of all sizes and industry types. Working together, we can help you to select a plan that is right for your company.

Follow the links below to find out more:

401(k) Plans	Can be used for both for-profit companies and not-for-profit organizations. Medium and large-sized companies generally offer matching contributions.
Defined Benefit Plans	Typically offered by large companies, as all contributions to the plan are made by the employer. Benefits are usually determined by a plan formula, which takes into account an employee's age at retirement and years of service.
Defined Contribution Plans	Refers to a variety of plans, from 401(k)s and Profit Sharing Plans to ESOPs and IRAs. Benefits are based on the amount contributed by the employee and/or employer and the investment performance of these contributions.
Profit Sharing Plans	A plan funded by an employer who contributes a portion of the firm's profits to a tax-deferred employee retirement account.
SIMPLE® Solutions	A variety of tax-advantaged plans funded by employees that, in some cases, also allow for employer contributions.
Executive Savings Plan	"Non-qualified" plans that allow employers to provide more flexible benefits to key employees.