Opening a new account? You're likely already familiar with many of the most common banking products and services, but a few reminders never hurt - especially when it comes to something as important as managing your money. If you're thinking about opening a new account, here are a few things to consider:

• Is conventional branch banking right for you?
• Will you be using an ATM card versus a debit card?
• Are you familiar with Internet and telephone banking options?

Selecting the right account
You've found the perfect place to keep your money. Now, you must choose the account that best suits your needs. There are many different types of accounts available - some geared toward savings or checking and others geared toward different groups of people, like students.

HSBC offers a wide range of bank accounts - perfect for your every need. Please e-mail us, visit your nearest HSBC branch or talk to one of our HSBC representatives at 1-800-975-HSBC (1-800-975-4722). We'd be delighted to help you find the services that are right for you.