What to Expect

After you complete the online application, you'll receive an e-mail notification confirming our receipt of your application. If necessary, one of our home equity specialists will contact you to finalize any documents you may need to submit to verify your application information.

To help you in the application process, please review our Information Checklist. This checklist will identify information you will need to fill out the application

Convenient Closing Options:

After you've applied and been approved for your Home Equity Line of Credit or Loan from HSBC, we offer two convenient options when it's time to close your loan:

• At any HSBC branch - With over 400 HSBC branches in New York State, chances are there's one conveniently located in your neighborhood if you live in New York State!  After your application is approved we'll send you an approval letter. Simply call the telephone number indicated in your letter to select a closing date at any HSBC branch.
• Closing agent / title company - If it's more convenient for you, you can arrange to close your Home Equity Line of Credit or Loan with a designated agent in your area.  Simply follow the instructions in the letter we'll mail to you upon approval of your Line or Loan.

Regardless of which option you choose, we'll disburse your funds quickly according to your specific instructions.