Other Life Products
| Whole Life insurance provides permanent protection for the insured person's lifetime as long as premiums are paid. The stated premium remains constant over the life of the policy. The policy also accumulates cash value which usually increases over time. You can access this cash value through policy loans to pay for unforeseen expenses, education or even to supplement retirement income. Policy loans will reduce the policy death benefit. |
| Guaranteed acceptance whole life insurance if you are between the ages of 55-75. There are no health questions or medical exams. |
| Easy Issue 5 Year Term insurance is available in policy amounts from $25,000 to $150,000. Whole Life insurance is available in policy amounts from $5,000 to $150,000. This type of insurance is easy to obtain and easy to afford. Although acceptance isn't guaranteed, most policies are underwritten within two weeks of completing a simple application - in most cases without a medical exam. Monthly premiums can be automatically deducted from your HSBC checking account. |
| Universal Life insurance provides permanent protection characterized by flexible premiums and flexible face amount. This type of insurance is ideal for any number of long-term goals. As a form of permanent insurance, universal life builds cash value over time. |
| Wealth Transfer Advantage from Aviva Life Insurance Company is a single premium universal life insurance policy that immediately enhances the value of your estate for your heirs through the policy's death benefit which passes to your beneficiaries 100% income tax free. |
| Variable life insurance is permanent insurance for which the death benefit and the cash value fluctuate according to investment performance. This type of insurance lets you choose the 'separate account' in which you invest your money. This insurance is ideal for tax and estate planning. |
INSURANCE PRODUCTS ARE-
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NOT A DEPOSIT
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NOT FDIC-INSURED
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NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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NOT GUARANTEED BY THE BANK
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Products and services described above may vary by state and are not available in all states. Insurance is offered through insurance agents of HSBC Insurance Agency (USA) Inc., a wholly owned subsidiary of HSBC Bank USA, National Association and an indirectly wholly owned affiliate of HSBC Holdings plc. This website is not intended for use by consumers outside of the United States. Call 1-888-472-2872 or Contact Us |
| The information contained on this website is not intended to be interpreted as specific legal or tax advice. Individuals are advised to seek the guidance of their own personal legal or tax counsel. |
| * Coverage is underwritten by Aviva Life Insurance Company of America in all states, except New York where it is underwritten by Aviva Life Insurance Company of New York University Corporate Centre, 100 Corporate Parkway, Buffalo, N.Y. Policy form #NYP2061.
Acceptance of coverage is guaranteed; however the death benefit in the first two years is limited to the return of premium paid.
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| **Aviva Life Insurance Company of America is licensed and offers products throughout the United States, except in New York. Aviva Life Insurance Company of New York, 100 Corporate Parkway, Buffalo, N.Y. policy form #NYP-2185 is licensed and offers products in New York only. Each Company is solely responsible for its obligations to its respective policyholders. |
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