Home Improvement Loans

Think of the possibilities:

• Update the kitchen.
• Expand your home's living space.
• Finish the basement.
• Build a deck.

HSBC has the home improvement loan and competitive rates designed to fit your plans and your budget:

Interest Rates on Energy $mart^SM Loans are Reduced 4.0%!

New York Energy $mart^SM loans from HSBC can be used to finance energy-efficient improvements for your home. And, once your home improvement project meets NYSERDA approval, you can finance them at a rate that's significantly lower than our standard home improvement loan to help you make energy-efficient improvements to your home. With our great low rate you'll save money with lower payments and lower energy costs!

Rates are shown on our convenient online application. You're just a few easy steps from finding out today's rate and your monthly payment. Click the "Apply Now" button, answer a few questions and get your information - immediately - before you finish the application. We offer flexible terms to suit your needs!

Use Internet Banking to repay your loan and monitor your accounts. Relax and log on at home instead of going to an ATM after a day of working on renovations!

You can also contact us by e-mail, visiting your local branch or by calling 1-800-975-HSBC (4722) to apply.