NY State Energy Research Development Authority (NYSERDA) Energy $martSM Loans
With a loan rate 4.0% less than HSBC's regular home improvement loan rates, it pays to save energy for your home!
 New York Energy $martSM loans from HSBC are part of a state-sponsored qualified loan program that promotes energy improvements to existing residences. The loans feature interest rate reductions of 4.0% below our current home improvement loan rate for cost-saving, energy-efficiency measures and renewable-energy products.
 Some examples of qualifying improvements include:
- Furnace replacement, heating/cooling installation/upgrades
- High-efficiency electric water heating
- Energy Management Systems (EMS)
- ENERGYSTAR® windows, doors and skylights
- High efficiency appliances
These special loans can really impact your home's energy bottom line. In fact, the improvements can pay for themselves in a few years. The process is completed in two easy steps:
- apply online for an HSBC home improvement loan
- once your loan is approved, the second step is to complete the NYSERDA documents to qualify for your rate reduction. Get the additional details here, stop in to any branch, or call us for information on qualifying for the Energy $martSM program.
To learn more, call HSBC at 1-800-975-HSBC (1-800-975-4722), option 2, or visit New York's Get Energy Smart Web Site.
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| Energy improvements must meet NYSERDA (New York State Energy Research and Development Authority) requirements. Loans subject to credit approval. Some restrictions may apply. Interest rate reductions are available for loans to electricity distribution customers of Consolidated Edison Company of New York, Inc., Central Hudson Gas & Electric Corp., Niagara Mohawk Power Corporation, New York State Electric & Gas Corporation, Orange and Rockland Utilities, Inc. and Rochester Gas & Electric Corporation. |
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